Start with your professional organizations. ASMP, PPA, NPPA all have insurance plans.

For medical insurance talk to your insurance agent for a recommendation. My homeowners insurance is through Skyway Insurance. Virginia Hale is the agent for medical insurance. Her number is 206.232.7355.

My business insurance is through Hoffberger Insurance Group, Baltimore, Maryland. 1.800.547.5501. It is a Travelers policy. Expect to pay between $700 and $1200 depending on the amount of equipment you are covering.

Sally Nichols in Castro Valley, CA (sally@nicholsins.com; 510-889-0300) has been recommended by some photographers. She also has Travelers policies.

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